Disclosures and Licensing
Legal Disclaimer:
Title agency and escrow services are provided by licensed entities in the applicable jurisdictions, as further detailed below. Spruce, through its licensed subsidiaries, provides services to customers that are regulated by State and Federal agencies. Spruce is committed to providing compliant services and should it be required to make changes to its services due to a federal or state requirement, it will do so with or without notice to you. Programs, products and advertised rates are based upon currently available information, and are deemed to be reasonably accurate at the time of publication, but are subject to change without notice. All services are subject to underwriting approval and additional verifications. We do not provide legal or tax advice; consult your legal or tax advisor(s) for legal or tax information.
Affiliated Business Arrangement Disclosure
This is to give you notice of business relationships among the following providers. Zillow, Inc. (“ZINC” which operates Zillow.com); Zillow Group Marketplace, Inc. (“ZGMI”); Zillow Home Loans, LLC (“ZHL”); Spruce Land Services LLC (“Spruce”); Spruce Land Services West LLC (“Spruce West”); Spruce Land Services Southwest LLC (“Spruce Southwest”); Spruce Land Services of Louisiana, LLC (“Spruce Louisiana”); Spruce Land Services of Alabama, LLC (“Spruce Alabama”); Zillow Closing and Escrow Services CA, Inc. (“ZCS CA”); and Zillow Insurance Services, Inc. (“ZIS”) are affiliated companies and each may refer to you the services of another. ZINC, ZGMI, ZHL, Spruce, Spruce West, Spruce Southwest, Spruce Louisiana, Spruce Alabama, ZCS CA, and ZIS (collectively, the “Zillow Companies”) are each indirectly wholly owned by Zillow Group, Inc. (“Zillow Group”), through one or more subsidiaries. Because of these relationships, any referrals of you by any of the Zillow Companies may provide the referred company, its direct or indirect parent (including Zillow Group), and their respective employees with a financial or other benefit.
Licensing
Zillow Closing Services Holdco, LLC is licensed in the following states: