Service Plans

Solutions for every size of bank, non-bank, and credit union


5-50 orders / month

  • Hybrid e-closing included
  • Spruce account for order creation and management
  • Fastest turn-times
  • Expert support on demand
  • Nationwide coverage
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50-250 orders / month

  • All of the Team tier benefits
  • Fully branded e-closing solution, including e-note generation
  • Dedicated order management team and account manager
  • Dedicated email and phone for immediate, tailored support
  • Real time reporting on key metrics
  • Bulk rate premiums over 100 orders
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250+ orders / month

  • All of the Branch tier benefits
  • Lowest available pricing
  • Complete integration with your proprietary LOS for maximum automation
  • Custom real time reporting
  • Access to our APIs, with 24/7 technical support
  • Quarterly on-site consultation
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Lower Prices, Smarter Solutions

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Pricing and service in title insurance can often seem like a mystery. That’s sometimes because it’s complicated, but sometimes it’s just better for the title company to keep it that way.

At Spruce, we care about being the most transparent title and escrow company. We want you to know everything we charge and everything we do to earn the trust of you and your borrowers. We’re proud of our low fees and what we do to earn them.

Frequently Asked Questions

Aren’t Title Insurance premiums always the same?

No. In fact, only Florida, New Mexico and Texas truly set premiums for consumers in their states, but other fees can vary widely. In all cases, we provide the lowest available premium rate, including refinance discounts where available.

What other fees do you charge?

We charge one low closing fee which includes our entire offering, including our Digital Closing product. This is a maximum of $495 for a refinance closing, but can be lower depending on the state and transaction. Please contact us for full state by state pricing for HELOC searches.

Want to hear more?

Get in touch to find out how we can improve on your current title & closing solution.

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