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Refinancing Your Home FAQs

When will I know how much money I need to bring to closing (or how much I’m getting back)?

What do I need to bring to closing?

How long will the closing last?

I'm refinancing. How do I use Spruce as my title agent?

I have an Owner’s Title Policy already, am I entitled to a discount?

When will My Current Mortgage be Paid Off?

When and where will the closing take place?

Disclaimer
Title agency and escrow services are provided by licensed entities in the applicable jurisdiction. Those entities include Spruce Land Services, Spruce Land Services Southwest, Spruce Title Company, Spruce Land Services of Alabama, LLC, and Spruce Land Services West. For more information on applicable jurisdictions and license numbers select "Legal" above. The applicable Spruce entities are authorized agents to write title insurance underwritten by a licensed title insurance underwriter.

* The numbers/figures used in the product imagery are for illustrative purposes only.

1. Except in Colorado and Florida

Disclaimer
Title agency and escrow services are provided by licensed entities in the applicable jurisdiction. Those entities include Spruce Land Services, Spruce Land Services Southwest, and Spruce Land Services West. For more information on applicable jurisdictions and license numbers select "Legal" above. The applicable Spruce entities are authorized agents to write title insurance underwritten by a licensed title insurance underwriter.

* The numbers/figures used in the product imagery are for illustrative purposes only.

1. Except in Colorado and Florida