Frequently asked questions
What is title insurance?
Why do I need title insurance?
How much does title insurance cost?
I have an Owner’s Title Policy already, am I entitled to a discount?
I am married. Will my spouse have to attend the closing?
When will my current mortgage be paid off?
When and where will the closing take place?
What do I need to bring to settlement?
How long will the closing last?
When will I know how much money I need to bring to closing (or how much I’m getting back)?
Where is Spruce licensed?
I'm refinancing. How do I use Spruce as my title agent?
I'm buying a home. How do I use Spruce as my title agent?
I'm selling my home. How do I use Spruce as my title agent?