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What is Title Insurance?

Title insurance protects the property rights of real estate owners. That means your ownership, as well as the conditional ownership a bank holds in the form of a mortgage

Your choice

People often assume they have to use a specific title company. But no matter the transaction, the law says YOU have the right to choose who you buy title insurance from. Now there's a smarter choice.


When you apply for your new mortgage, tell the bank you want to use Spruce for title insurance.


Once your offer has been accepted you should quickly engage a title company.


It’s a great idea to talk to a title company even before you list your home.