Northpointe Bank Gains Competitive Advantage Amid Rising Costs with Spruce

Northpointe Bank is a nationwide lender with a mission to be the best bank in America by bringing value and innovation to the people they serve. However, the cost to originate increased almost $700 to $9,299 per loan from Q4 2018 to Q1 2019, and Northpointe was looking for a title and closing partner that could give them a more competitive edge. By partnering with Spruce, Northpointe was able to lower borrowers' closing costs by up to 25%, provide customer-centric closings, and a forward-thinking approach to new and emerging technologies.

“We were looking for a company that is not only cost conscious for our borrowers, but can also thrive in both today’s and tomorrow’s environment. We now have options for our customers we haven’t had from a title company before, as well as a resource to guide us as we continue to explore the digital closing world.”
Alan Lacey, RVP

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